Savings
Experience the power of compound interest with our innovative, flexible, and free vault. Earn up to 6.5% (*) (**) (***) annual interest with daily payouts. Invest and withdraw your funds in just a click, with no time constraints.
6.5%*
Up to (APY)
Gain Financial freedom
Earn daily interest
Withdraw in Euro or USDC 24/7
* Compound interest refers to interest applied not only on the initial principal but also on the accumulated interest
** Maximum interests obtained through the Ambassador program
*** Rates generated (see FAQ at bottom of page)
How does it work?
Innovative - Flexible - Accessible
The Flex Vault offers an innovative investment solution with the potential for high returns through euro-collateralized digital assets.
By diversifying your investment across key themes such as real estate and a mining program, our Flex Vault aims to maximize the potential of your investment.
It allows you to generate gains with annual compound rates of up to 6.5% per year by leveraging Blockchain technology and strategic allocation.
Compound Interest Vault
Daily interest, no limit.
No need to wait 365 days to receive your interest: your daily earnings are reinvested in your Vault, gradually increasing your investment, and generating additional interest. You can withdraw your euros any time without fees (starting from €10).
REALIZE ALL YOUR PROJECTS
Realize an infinite number of projects by unleashing the power of savings through blockchain
Frequently asked questions
What are the differences between the Flex Vault and a traditional savings account?
Our Flex Vault allows you to generate gains with compound annual rates up to 5% per year (up to 6.5% with our Ambassadeur program) thanks to an intelligent allocation composed by Blockchain technology giving access to decentralized finance (Protocol Defi MIMO Capital) and the exploitation of the Bitcoin blockchain (Cloud mining).
Like traditional savings products restricted by the key interest rates of central banks, the Flex Vault is a revolutionary solution designed to generate higher returns, with gains compounded by decentralized finance.Flex Vault also offers greater flexibility: you can deposit and withdraw whenever you like, with no limits. Your returns are calculated and credited on a daily basis, so you can enjoy them 365 days a year.
How does it work?
*Please note that these returns are not fixed and may change depending on market conditions.
**RAYN Cloud Mining Program
RAYN through its subsidiaries has established partnerships with third-party entities (including Hearst, Bitmain) to offer bitcoin mining services (the " Cloud Mining Program ") to its users.
Bitcoin mining is a process that involves creating new bitcoins by using computers to solve mathematical problems through a process known as Proof of Work. This process requires significant computing power and electricity consumption.
The Mining Program allows the Flex Vault user to rent computing power(hashrate) from mining machines owned by RAYN subsidiaries and operated by RAYN Partners (" Cloud Mining "), in return for daily rewards earned in bitcoins and converted by the relevant provider into PAR (the " Mining Rewards ").
How safe is the Flex vault?
Ensuring the safety of your funds is paramount to us, which is why we've partnered with Mimo Capital AG, a European entity registered with the Financial Market Authority of Liechtenstein (FMA) as a technological service provider. This collaboration enables us to introduce an innovative product to the Blockchain ecosystem: the Flex Vault.
How many vaults can I create?
You can create up to 5 Flex Vaults!
What is APY?
Compound interest is calculated on both the initial capital amount and the accumulated returns on that same capital. In other words, compound interest is not only applied to the initial capital but also on the interest already credited.
How often do I receive my gains?
Your returns are credited daily! Note that only the investment compartments actually held in your Flex Vault will generate interest.
If you make your deposit into the Flex Vault, your returns will be credited the next day. This allows us to collect the funds and invest them in various allocations.
If you make your deposit after the daily interest payouts have been triggered, the first payout will occur 2 days later because your funds could not be collected in time to be made available.
Can I withdraw at any time?
You have the freedom to withdraw your funds at any time! You have two options:
Please note that transaction fees will apply if you choose to withdraw in USDC, depending on your subscription (more details on this page).
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